Terms and Conditions

Effective Date: October 6, 2026
Last Updated: October 6, 2026

These Terms and Conditions (“Terms”) govern your access to and use of nebraskafirehousebuyer.com (the “Website”) and services offered through the Website by Nebraska Fire House Buyer (“Nebraska Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged property;
Smoke-damaged property;
Water-damaged property;
Structurally damaged property;
Distressed property;
Vacant property;
Inherited property;
Probate or estate property;
Property facing foreclosure;
Property subject to liens;
Property requiring substantial repairs; and
Other residential or investment property.

Depending on a particular property and transaction, we may:

Evaluate a property ourselves;
Purchase or seek to purchase it;
Facilitate a possible cash offer;
Connect the seller with a local cash buyer;
Refer or route the opportunity to another investor;
Work with licensed real estate professionals where legally required;
Enter into a purchase agreement;
Acquire contractual or equitable rights;
Assign contractual rights where legally and contractually permitted; or
Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Nebraska Fire House Buyer operates within the real estate investment, property-acquisition, cash-buyer, marketing, referral, and lead-generation marketplace.

Depending on the transaction, we may act as:

A prospective principal purchaser;
A real estate investor;
A property-acquisition business;
A lead-generation service;
A service connecting property owners with prospective purchasers;
A contract purchaser;
A holder of contractual or equitable rights;
An affiliate or business partner of another purchaser; or
A combination of these roles.

Our precise role depends on the facts and governing written agreements.

Unless separately and lawfully established, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Tax adviser;
Financial adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Appraiser;
Fiduciary;
Housing counselor;
Mortgage broker;
Loan-modification provider;
Foreclosure consultant; or
Other professional adviser.

3. Lead Generation and Local Buyer Matching

The Website expressly connects some property owners with independent local cash buyers.

After reviewing your information, we may introduce or route the property opportunity to one or more prospective purchasers.

Independent prospective purchasers may:

Research the property;
Contact you;
Evaluate property condition;
Estimate repairs;
Determine their own offer;
Conduct due diligence;
Negotiate transaction terms; and
Enter into a transaction directly with you.

Independent purchasers are responsible for their own:

Statements;
Representations;
Offers;
Valuations;
Contracts;
Financing;
Licensing obligations;
Privacy practices;
Performance; and
Compliance with applicable law.

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell your property.

A Website form submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

5. No Obligation to Purchase

Submitting property information does not require Nebraska Fire House Buyer or any:

Cash buyer;
Investor;
Contract purchaser;
Affiliate;
Acquisition partner;
Broker; or
Other prospective purchaser

to:

Evaluate the property;
Make an offer;
Maintain a previously discussed offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

You are at least 18 years old;
You possess legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Property Information and Research

We may request or obtain information concerning:

Property address;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical and plumbing condition;
Roof or foundation condition;
Heating and cooling systems;
Occupancy;
Repairs;
Permits;
Insurance claims;
Desired sale timeline;
Ownership;
Mortgages;
Deeds of trust;
Liens;
Special assessments;
Property taxes;
Probate;
Foreclosure;
Inheritance; and
Other matters relevant to evaluating a potential transaction.

You authorize us and prospective purchasers evaluating the opportunity to research the property through lawful public and commercial sources.

8. Preliminary Offers

Any preliminary:

Cash offer;
Estimated offer;
Property valuation;
Price range;
Repair estimate; or
Similar indication of value

is non-binding unless incorporated into a legally enforceable written transaction agreement.

A preliminary offer may change following due diligence.

9. Illustrative Offer Formula

The Website may describe an offer methodology substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

That methodology is illustrative.

Actual assumptions may vary concerning:

Property value;
Repairs;
Holding expenses;
Property taxes;
Insurance;
Utilities;
Closing expenses;
Resale expenses;
Market conditions;
Risk; and
Investment return.

No particular offer amount is guaranteed.

10. Binding Transactions

A binding real estate transaction arises only after the applicable parties execute legally enforceable transaction documents.

A transaction may depend on:

Ownership verification;
Authority to sell;
Title review;
Property access;
Due diligence;
Mortgages;
Deeds of trust;
Liens;
Property taxes;
Seller disclosures;
Special district disclosures;
Probate or estate matters;
Foreclosure status;
Buyer funding;
Closing requirements; and
Other contractual or legal conditions.

11. Nebraska Seller Property Condition Disclosure Requirement

Nebraska generally requires sellers of residential real property containing one to four dwelling units to provide a written Seller Property Condition Disclosure Statement, subject to statutory exceptions.

The requirement generally applies regardless of whether the property is:

Sold through a real estate agent;
Sold directly by the owner;
Sold to a conventional homebuyer;
Sold to an investor; or
Sold for cash.

The disclosure framework also applies to certain:

Ground-lease transactions involving residential improvements; and
Leases with an option to purchase.

12. Disclosure Must Be Provided Before the Buyer Is Bound

The Seller Property Condition Disclosure Statement and any required update generally must be delivered to the purchaser or the purchaser’s agent on or before the effective date of any contract that binds the purchaser to buy the property.

The purchaser must acknowledge receipt in writing.

For this reason, a fast cash transaction should not proceed to a binding contract without considering Nebraska’s disclosure requirement.

13. Fire Damage Is Expressly Included on Nebraska’s Official Form

Nebraska’s official Seller Property Condition Disclosure Statement expressly asks whether the property or any structure on it has been damaged by events including:

Wind;
Hail;
Fire;
Flood;
Wood-destroying insects; or
Rodents.

The form also separately addresses:

Electrical systems;
Smoke and fire alarms;
Roof damage;
Chimney damage;
Structural problems;
Foundations;
Walls;
Heating and cooling systems;
Water and sewer systems;
Environmental conditions; and
Other property components.

A seller with knowledge of prior fire damage should answer applicable questions truthfully.

14. Correction of the Website’s Current Fire-Disclosure Language

The Website currently suggests that Nebraska sellers should provide a detailed package including:

The exact date and location of the fire;
Detailed structural and cosmetic damage;
A list of every completed repair;
Professional inspection reports;
Current condition assessments;
Insurance claim files;
Contractor invoices;
Before-and-after photographs;
Building inspection certificates; and
Other extensive fire documentation.

These Terms do not characterize every one of those items as a universal statutory requirement.

Nebraska law requires completion of the official Seller Property Condition Disclosure Statement based on the seller’s belief and knowledge and requires disclosure of defects and conditions covered by the statute and form.

Additional records may be useful or required by:

Contract;
Buyer due diligence;
Insurance;
Local building authorities;
Lenders;
Professionals involved in the transaction; or
Other law.

15. Seller’s Knowledge

Nebraska’s disclosure statement must be completed to the best of the seller’s belief and knowledge as of the date it is completed and signed.

If information required by the form is genuinely unknown, the seller may indicate that it is unknown.

A seller is not automatically liable under the disclosure statute for an error, inaccuracy, or omission outside the seller’s personal knowledge.

This does not authorize knowingly false disclosure.

16. Updates Before the Contract Becomes Effective

On or before the effective date of a contract binding the purchaser, the seller must update the disclosure statement when the seller knows information in the prior statement is no longer accurate.

Fast-moving changes to the condition of a fire-damaged property should therefore be considered before contract effectiveness.

17. Disclosure Statement Is Not a Warranty

The Nebraska disclosure statement is not itself a warranty.

It expressly informs purchasers that:

The disclosure reflects the property’s condition as known by the seller;
It is not a warranty by the seller or an agent;
It is not a substitute for an inspection or warranty; and
The purchaser may rely on the information in deciding whether and on what terms to purchase the property.

18. Statutory Disclosure Categories

Nebraska’s statute requires information regarding matters including:

Appliances included in the sale;
Electrical systems;
Heating and cooling systems;
Water systems;
Sewer systems;
Improvements and defects materially affecting value;
Hazardous conditions;
Title conditions;
Utility connections;
Private transfer fee obligations; and
Carbon-monoxide alarm compliance.

Fire damage can affect multiple required categories.

19. Disclosure Exemptions

Nebraska’s seller-disclosure statute contains exemptions for specified transfers, including certain:

Court-ordered transfers;
Foreclosure sales;
Trustee sales under a deed of trust;
Bankruptcy transfers;
Deeds in lieu of foreclosure;
Transfers by certain fiduciaries;
Co-owner transfers;
Transfers to spouses or certain lineal family members;
Divorce-related transfers;
Government transfers;
Qualifying corporate reorganizations;
Newly constructed residential property never occupied; and
Certain relocation-company transfers.

An exemption should not be assumed without reviewing the actual transaction.

20. Licensed Real Estate Professional Duties

Nebraska separately imposes duties on licensed real estate professionals.

A seller’s or landlord’s agent generally must disclose in writing adverse material facts actually known by the licensee concerning matters including:

Environmental hazards required to be disclosed;
Physical condition;
Material defects;
Material title defects; and
Material limitations on a client’s ability to perform.

A licensee generally is not required to conduct an independent inspection solely to discover unknown defects.

21. As-Is Transactions

The Website advertises purchases of property in its current or “as-is” condition.

An as-is transaction may mean the purchaser does not require the seller to perform repairs.

However, “as-is” does not automatically eliminate:

Nebraska’s Seller Property Condition Disclosure Statement;
Duties concerning known adverse material facts;
Fraud or intentional misrepresentation liability;
Contractual representations;
Federal disclosures;
Title obligations;
Foreclosure protections; or
Other non-waivable legal duties.

The signed transaction agreement and applicable law determine the legal effect of any as-is provision.

22. No Universal Repair Requirement

Nebraska’s seller-disclosure statute does not itself require every fire-damaged house to be fully repaired before sale.

A property may potentially be sold in damaged or as-is condition.

Separate:

Building codes;
Unsafe-building orders;
Permit rules;
Utility requirements;
Insurance obligations;
Financing requirements; and
Contract terms

may affect the transaction.

23. Inspections and Due Diligence

The Website may advertise:

No formal inspection;
No repairs;
No appraisal contingency;
No financing contingency; or
Similar streamlined terms.

These descriptions reflect possible transaction structures.

They do not:

Eliminate required disclosures;
Prevent due diligence permitted under the purchase agreement;
Authorize fraud or concealment; or
Override signed transaction documents.

A purchaser may choose to:

Inspect the property;
Obtain contractor estimates;
Obtain engineering or structural evaluations;
Review fire reports;
Review insurance information;
Review permits;
Examine title;
Conduct environmental testing; or
Perform other due diligence.

24. Special District and Assessment Disclosures

Nebraska may impose additional property-specific disclosure obligations.

For example, qualifying property located within certain improvement districts may require:

Distribution of the district’s current disclosure statement; and
Written purchaser acknowledgment

on or before the purchaser becomes obligated to purchase the property.

Actual requirements depend on the location and facts.

25. Fast Closing and Similar Advertising Statements

The Website may advertise:

A cash offer within approximately 24 hours;
Closing within approximately 7 to 14 days;
Flexible closing dates;
No repairs;
As-is purchases;
No real estate-agent commissions;
No seller fees;
Buyer-paid closing costs;
No formal inspection;
No appraisal contingency; or
No financing contingency.

These statements describe transaction structures that may be available.

They do not guarantee identical timing or terms for every seller.

Actual timing may depend on:

Property condition;
Ownership;
Title;
Mortgages;
Deeds of trust;
Liens;
Property taxes;
Seller disclosures;
Special-district requirements;
Buyer availability;
Property access;
Due diligence;
Probate or estate matters;
Foreclosure status;
Closing requirements; and
Other circumstances.

26. Closing Costs, Fees, and Commissions

Where a prospective purchaser agrees to:

Pay specified closing costs;
Purchase without a listing broker;
Charge no seller commission;
Charge no particular seller fee; or
Pay specified title or closing expenses,

the actual obligations of the parties are determined by the signed transaction documents and final closing statement.

Website advertising does not override signed transaction documents.

27. Nebraska Real Estate Licensing

Nebraska broadly defines a real estate broker to include a person who, for compensation or with an expectation of compensation from another:

Negotiates or attempts to negotiate a listing, sale, purchase, exchange, lease, rent, or option;
Assists in procuring prospects;
Acts or holds itself out as a referral agent for the purpose of securing prospects; or
Performs other activities within the Nebraska Real Estate License Act.

Nothing on the Website authorizes unlicensed brokerage.

28. Nebraska Specifically Regulates Public Marketing of Equitable Contract Interests

Nebraska law expressly provides that acting as a broker, associate broker, or salesperson includes publicly marketing for sale an equitable interest in a contract for the purchase of real property, other than a vacant lot, between a property owner and a prospective purchaser.

Accordingly, a wholesaling or assignment strategy involving public marketing of an equitable contract interest can trigger Nebraska real estate licensing requirements.

29. Assignable Contract Disclosures

The Nebraska Real Estate Commission maintains an Agency Disclosure Assignable Contract Addendum for regulated situations involving assignable purchase contracts.

The form explains, among other things, that:

The wholesaler entered an assignable purchase contract;
The wholesaler seeks to sell or assign the contractual interest for profit;
The transaction differs from a traditional listing;
The wholesaler or agent should accurately identify whom the person represents;
The property owner is not automatically entitled to the wholesaler’s assignment profit; and
The ultimate contract buyer should understand that the interest being offered is contractual and not legal title to the property.

Where a Nebraska licensee participates in an applicable assignable-contract transaction, required Commission disclosures should be used.

30. Wholesaling Is Not Simply Unregulated Assignment

Nebraska does not treat every contract assignment as ordinary unregulated principal activity.

A Nebraska Supreme Court decision cited in the current statute recognizes that soliciting the sale of another person’s property in exchange for an option and reselling to another buyer for a higher price can require real estate licensure unless an exception applies.

Accordingly, the actual:

Purchase agreement;
Assignment;
Marketing method;
Ownership status;
Equitable interest;
Compensation structure;
Public advertising; and
Negotiation activity

must be reviewed under Nebraska law.

31. Contractual or Equitable Interest Is Not Legal Title

Holding a purchase agreement, option, assignment right, or equitable interest is different from owning legal title.

A person holding only contractual or equitable rights should not falsely represent that:

The person owns legal title;
The person is the deed owner;
Title has already transferred;
The underlying property belongs to the contract holder; or
The person has authority greater than the governing agreement provides.

32. Owner and Principal Exemptions

Nebraska law contains exemptions from real estate licensing for specified persons and circumstances.

Whether a genuine principal buyer acting for its own account falls within an exemption depends on the actual conduct and transaction.

An exemption should not be assumed merely because a person describes itself as:

An investor;
A cash buyer;
A wholesaler; or
A contract purchaser.

33. Paid Lead Referrals

Nebraska’s broker definition specifically reaches a person who:

Assists in procuring prospects; or
Holds itself out as a referral agent

for the purpose of securing prospects for real estate transactions where the statutory compensation element is present.

Because this Website expressly connects homeowners with cash buyers, any compensated lead-routing arrangement should be reviewed carefully under Nebraska licensing law.

34. Foreclosure and Financial Distress

The Website markets to homeowners who may be:

Behind on mortgage payments;
Facing default;
Facing foreclosure;
Experiencing financial distress; or
Seeking a rapid property sale.

We are not your:

Mortgage lender;
Mortgage servicer;
Attorney;
Financial adviser;
Credit counselor;
Housing counselor;
Mortgage broker;
Loan-modification provider;
Foreclosure consultant; or
Other foreclosure-relief provider

unless a separate legally compliant relationship expressly establishes otherwise.

Selling property may be one possible response to financial distress, but it is not necessarily the only available option.

35. Nebraska Foreclosure Protection Act

Nebraska maintains a specific Foreclosure Protection Act addressing:

Foreclosure consultants; and
Certain equity purchasers acquiring residences in foreclosure.

The Act contains substantial homeowner protections that may apply depending on the transaction.

36. Foreclosure Consultant Definition

A foreclosure consultant can include a person who, for compensation, represents that the person will help a homeowner:

Stop or postpone a foreclosure sale;
Obtain forbearance;
Cure a default;
Extend a cure period;
Obtain waiver of an acceleration clause;
Obtain a loan or advance;
Reduce impairment of credit;
Delay or prevent foreclosure; or
Recover certain foreclosure proceeds.

A bona fide purchaser seeking to acquire property for its own account should not present itself as the seller’s foreclosure consultant unless the relationship is separately structured and legally compliant.

37. Foreclosure Consultant Contract Requirements

Where Nebraska’s foreclosure-consultant law applies, the contract must satisfy detailed requirements.

Among other things:

The contract must be in writing;
The homeowner must receive it for review at least 24 hours before signing;
It must use at least 12-point type;
It must identify the consultant;
It must describe the exact services;
It must disclose compensation;
It must be signed and dated;
Each page must be initialed; and
The contract must be notarized as required by law.

38. Foreclosure Consultant Right to Cancel

Nebraska gives a homeowner a notably strong right concerning a covered foreclosure-consulting contract:

The homeowner may cancel the foreclosure consulting contract at any time.

Cancellation may be communicated in writing by the methods permitted by statute.

The homeowner may have repayment obligations concerning certain good-faith funds advanced before cancellation, but the cancellation right itself generally may not be conditioned on repayment except as provided by law.

39. Foreclosure Consultant Advance-Fee Restriction

A covered Nebraska foreclosure consultant generally may not demand, collect, or receive compensation until the consultant has fully performed every service the consultant contracted or represented that it would perform.

The consultant is also subject to restrictions concerning:

Excessive loan interest;
Wage assignments;
Liens or security for compensation;
Undisclosed third-party consideration;
Powers of attorney; and
Other conduct.

40. Foreclosure Consultant Cannot Acquire the Client’s Residence

A covered foreclosure consultant generally may not acquire, directly, indirectly, or through an associate, an interest in the real or personal property of the homeowner with whom the consultant contracted.

Accordingly, Nebraska Fire House Buyer should not simultaneously act as a covered foreclosure consultant and seek to purchase the homeowner’s property.

41. Equity Purchases of Residences in Foreclosure

Nebraska separately regulates certain equity purchasers acquiring residences in foreclosure.

Where that part of the Foreclosure Protection Act applies, the equity purchase agreement must contain detailed information concerning:

The equity purchaser;
Property address and legal description;
Financial obligations being assumed;
Total consideration;
Payment terms;
Possession;
Any lease arrangement;
Any repurchase option; and
Statutory cancellation rights.

42. Three-Business-Day Equity Purchase Cancellation Right

Where applicable, a homeowner generally may cancel a covered equity purchase contract until the earlier of:

Midnight of the third business day following the day the homeowner signs a compliant contract; or
Noon on the last business day before the foreclosure sale.

Special rules apply when a contract is first agreed to at or after noon on the last business day before the foreclosure sale.

43. Required Equity Purchase Cancellation Notice

A covered equity purchase contract must contain the statutory cancellation statement and be accompanied by duplicate completed Notice of Cancellation forms.

The cancellation period does not begin until the equity purchaser has complied with the statutory notice requirements.

44. No Deed or Transfer During the Cancellation Period

Until the applicable homeowner cancellation period has fully elapsed, a covered equity purchaser generally may not:

Accept or induce execution of a conveyance instrument;
Record a signed contract, lease, lien, deed, or other covered document;
Transfer or encumber an interest in the residence to another person; or
Pay consideration to the homeowner.

45. No Misleading Foreclosure Purchase Statements

A covered equity purchaser may not make materially false or misleading statements concerning matters including:

Property value;
Foreclosure-sale proceeds;
Contract terms;
The homeowner’s rights or obligations; or
Documents the homeowner is asked to sign.

46. Sale-Leaseback and Repurchase Arrangements

Nebraska imposes additional requirements where a homeowner in foreclosure transfers the residence and receives an option or right to repurchase.

These transactions can require, among other safeguards:

A compliant reconveyance contract;
A nonwaivable 30-day cure right for specified defaults;
Multiple opportunities to cure during the term;
Assumption or discharge of specified liens; and
Compliance with other statutory protections.

An ordinary permanent cash purchase is materially different from such a reconveyance arrangement.

47. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

We act for your mortgage lender;
We act for your mortgage servicer;
We act for the State of Nebraska or federal government;
We guarantee foreclosure will stop;
We guarantee a loan modification;
We will negotiate your mortgage for you;
You should stop communicating with your lender;
You should stop making legally required payments; or
Selling your property through us is your only available option.

48. Federal Mortgage-Assistance Rules

Where a separate activity constitutes mortgage-assistance-relief services under federal law, applicable federal requirements control.

Those requirements may regulate:

Advance fees;
Advertising claims;
Required notices;
Communications with lenders and servicers; and
Consumer acceptance procedures.

49. Probate, Estate, and Inherited Property

Submitting inherited, probate, or estate property does not establish that the person submitting it has authority to sell.

A transaction may require:

Personal-representative authority;
Executor or administrator authority;
Trustee authority;
Probate-court documentation;
Participation of heirs or devisees;
Appropriate deeds;
Affidavits; or
Other evidence of authority.

Certain fiduciary transfers may qualify for seller-disclosure exemptions.

50. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an active or completed insurance claim.

We do not act as your:

Insurance company;
Insurance producer;
Public adjuster;
Insurance attorney; or
Insurance adviser

unless separately established through a legally compliant arrangement.

You are responsible for understanding:

Insurance coverage;
Claim requirements;
Proof-of-loss requirements;
Claim deadlines;
Insurance proceeds;
Repair obligations;
Mortgage-holder rights;
Assignment restrictions;
Recoverable depreciation;
Policy conditions; and
Tax consequences.

If property is sold while an insurance claim remains pending, the purchase agreement should address the parties’ respective rights concerning the claim and proceeds.

51. Fire Documentation Is Not Automatically a Statutory Package

Fire-department reports, insurance records, photographs, contractor invoices, inspection reports, engineering reports, permit records, environmental reports, and repair documentation may be valuable in evaluating a fire-damaged property.

They are not automatically a universal statutory package that every Nebraska seller must provide to every purchaser.

52. Unsupported Website Statistics and Market Claims

The Website currently contains a number of precise claims concerning:

Percentages of delayed insurance claims;
Fire-related property-value reductions;
Typical repair costs;
Seasonal pricing advantages;
Cash-buyer closing statistics;
Traditional-sale timing;
Inquiry increases; and
Other market outcomes.

These Terms do not represent those figures as legal requirements or guaranteed outcomes.

Such claims should be independently substantiated before being used in advertising.

53. Insurance and Cleanup Advice on the Website

The Website contains general educational guidance regarding:

Contacting insurers;
Cleanup timing;
Emergency repairs;
Documentation;
Restoration contractors; and
Claims.

That content is general information only.

A property owner should follow:

The actual insurance policy;
Instructions from the insurer;
Emergency-safety requirements;
Fire-department instructions;
Qualified professional advice; and
Applicable law.

54. Permits, Building Codes, and Unsafe Structures

Fire-damaged property may be subject to:

Building-code violations;
Unsafe-building determinations;
Condemnation;
Building permits;
Electrical permits;
Repair requirements;
Demolition requirements;
Fire-code requirements;
Utility restrictions;
Environmental requirements; or
Other local governmental requirements.

Requirements vary among Nebraska municipalities and counties.

An as-is sale does not waive governmental requirements.

55. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:

Your property;
Property research;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Where legally required, additional consent will be obtained before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

56. Recording of Communications

Nebraska generally permits recording of a wire, electronic, or oral communication where:

The recorder is a party to the communication; or
One party has given prior consent,

unless the recording is undertaken for a criminal or tortious purpose.

We or service providers acting on our behalf may record communications for legitimate purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention; and
Security.

Because another participant may be physically located in a jurisdiction with stricter recording-consent requirements, additional notice or consent may be required.

Where another applicable law imposes a stricter requirement, we will comply with it.

57. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

Your inquiry;
Your property;
Scheduling;
Offers;
Buyer matching;
Follow-up; and
Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing text communications are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

58. Email Communications

By providing an email address, you authorize us to communicate regarding:

Your property;
Potential offers;
Prospective purchasers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Applicable promotional emails will provide an unsubscribe mechanism.

59. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

These may include:

Email;
Text messages;
Electronic documents; and
Website notices.

60. Privacy

Our collection, use, disclosure, sharing, sale, retention, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

61. Independent Decision-Making

Selling real estate can have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You may wish to obtain independent advice from:

A Nebraska attorney;
A licensed Nebraska real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
An engineer;
An appraiser;
A HUD-approved housing counselor; or
Another qualified professional.

62. No Professional Advice

Website content does not constitute individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Mortgage advice;
Foreclosure advice; or
Other professional advice.

63. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

A real estate brokerage relationship;
Seller representation;
Buyer representation;
Agency;
A fiduciary relationship;
A partnership;
A joint venture; or
Employment.

Where a licensed Nebraska real estate professional participates in a regulated capacity, applicable agency disclosures, brokerage documentation, and statutory duties control.

64. Acceptable Use

You may not:

Use the Website unlawfully;
Submit fraudulent property leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authority;
Attempt unauthorized access to Website systems;
Introduce malware or harmful code;
Circumvent security;
Abuse Website forms;
Interfere with Website operations; or
Violate another person’s rights.

65. Intellectual Property

Unless otherwise stated, the Website and its original:

Text;
Branding;
Graphics;
Photographs;
Videos;
Designs;
Layout; and
Software

are owned by or licensed to Nebraska Fire House Buyer.

You may not commercially reproduce or exploit protected Website materials without appropriate authorization.

66. Third-Party Websites and Services

We may link to or integrate with third-party websites or services.

We do not control and are not responsible for third-party:

Content;
Privacy practices;
Security;
Products;
Services;
Representations; or
Conduct.

67. Website Availability

We may modify, restrict, suspend, or discontinue portions of the Website.

Continuous, uninterrupted, secure, or error-free access is not guaranteed.

68. No Guarantee of Transaction

We do not guarantee:

An offer;
Fair-market-value pricing;
Any particular purchase price;
Any specific closing date;
Assignment of a contract;
Availability of an independent purchaser;
Completion of a transaction; or
Any particular financial result.

69. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

Nothing in these Terms excludes rights or protections that applicable law does not permit to be excluded.

70. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEBRASKA FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase, assignment, brokerage, foreclosure-consulting, equity-purchase, or other transaction agreement unless that agreement expressly provides otherwise.

71. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

Offers;
Representations;
Valuations;
Contracts;
Financing;
Privacy practices;
Performance; or
Conduct

of an unaffiliated third-party prospective purchaser.

Nothing in this section excludes liability that applicable law does not permit us to exclude.

72. Indemnification

To the extent permitted by law, you agree to indemnify Nebraska Fire House Buyer and its affiliates from claims arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Information knowingly submitted without authority; or
Your violation of another person’s rights.

73. Governing Law

These Terms are governed by the laws of the State of Nebraska, except where applicable law requires otherwise.

74. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the State of Nebraska.

These Website Terms do not impose mandatory arbitration.

Nothing in these Website Terms overrides Nebraska Foreclosure Protection Act provisions making specified out-of-state choice-of-law, out-of-county venue, jury-waiver, or excessive-fee provisions void in covered foreclosure-related contracts.

A separately executed purchase agreement, assignment agreement, brokerage agreement, or other transaction-specific agreement may contain different enforceable dispute provisions.

75. Non-Waivable Nebraska Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

Nebraska Consumer Protection Act;
Nebraska Seller Property Condition Disclosure law;
Nebraska Real Estate License Act;
Nebraska Foreclosure Protection Act;
Nebraska Data Privacy Act;
Nebraska communications-interception law;
Federal mortgage-assistance rules;
Federal disclosure law; or
Other applicable law.

76. Transaction Agreements Control

These Website Terms do not replace:

Purchase agreements;
Assignment agreements;
Brokerage agreements;
Agency disclosures;
Assignable Contract Addenda;
Seller Property Condition Disclosure Statements;
Foreclosure-consulting contracts;
Equity-purchase contracts;
Title documents;
Closing documents;
Insurance-related agreements; or
Other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.

77. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.

78. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

79. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

80. Assignment

You may not assign these Website Terms without our prior written consent.

We may assign these Website Terms in connection with:

A merger;
Acquisition;
Reorganization;
Financing;
Affiliate restructuring; or
Sale of assets,

subject to applicable law.

This Website provision does not determine whether a particular real estate purchase agreement may be assigned.

Assignment of a real estate purchase agreement is governed by:

The agreement itself;
Nebraska contract law;
Nebraska real estate licensing law; and
Other applicable legal requirements.

81. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing Website use.

They do not supersede separately executed real estate transaction documents.

82. Contact Us

Questions concerning these Terms may be directed to:

Nebraska Fire House Buyer
Nebraska
United States

Website: nebraskafirehousebuyer.com

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